equity release mortagage in dubai
Unlock the Value of Your Property with an Equity Release Mortgage
If you’re a property owner looking to tap into your property’s value without selling it, equity release may be the solution. At Phillips & Walls Mortgage Brokers LLC, we specialize in helping clients release equity from property Dubai—efficiently, securely, and with expert guidance every step of the way.
Whether you’re looking to fund a new investment, renovate your home, our team will help you access your property wealth through a reliable and tailored equity release mortgage Dubai.
What Is an Equity Release Mortgage?
An equity release mortgage lets you to unlock the built-up value in your home or property by borrowing against it while still retaining ownership. This solution is ideal for homeowners who want liquidity without selling their assets.
Through our personalized advisory services, we help clients secure the best UAE equity release mortgage options that match their financial goals & repayment capacity.
Dubai’s Trusted Equity Release Experts: How the Process Works
At Phillips & Walls Mortgage Brokers LLC, we make the process simple, secure, and tailored to your needs.
When you opt for a home loan equity release Dubai, you are essentially borrowing against the current market value of your property. You continue living in or renting out your property while benefiting from the unlocked funds.
Our process is built around clarity and customization:
1: Property Valuation We begin by assessing your property’s current market value through certified appraisers to determine how much equity is available for release.
2: Financial Assessment We review your existing mortgage (if any), your monthly income, credit profile, and long-term financial objectives to find the most suitable structure.
3: Customized Mortgage Structuring Based on your goals—whether you’re planning to invest, renovate, we propose the most cost-effective equity release option. This could be interest-only payments, fixed repayments, or balloon payments at the end of the term.
4: Lender Matching & Approval As your trusted broker, we match you with the right lender offering favorable terms and guide you through the application, documentation, and approval process with minimal hassle.
5: Disbursement & Ongoing Support Once approved, the funds are released directly to you. Our support doesn’t stop there—we stay in touch to help you manage repayments and explore future refinancing if your needs evolve.
At Phillips & Walls, we ensure that your equity release mortgage is not just a loan—but a smart financial tool built around your life, your needs, and your future.
Excellence You Can Trust
Ongoing Relationship, Not Just a Transaction
We stay with you even after the loan is disbursed—advising on future refinancing, managing repayments, and helping you optimize your financial roadmap.
Personalized Strategy for Maximum Value
We don’t just help you unlock equity—we build a custom financial plan around your life goals, ensuring you release the right amount, at the right time, under the right terms.
Zero Upfront Broker Fees for Many Clients
We believe financial relief should start from Day 1. In many cases, our services are provided with no upfront cost—ask us how.
Up-to-Date on All Lending Regulations
Mortgage laws and lender requirements change frequently—we stay informed so your application meets all current standards and avoids delays.
Dedicated Case Manager for Every Client
From the first inquiry to the final disbursement, you’ll have one point of contact who knows your case inside-out—no bouncing between departments.
Ready to Release Equity from Your Dubai Property?
Don’t let your property’s value sit idle. With Phillips & Walls Mortgage Brokers LLC, you can release home equity Dubai and transform it into an opportunity for growth, stability, or lifestyle improvement.
Whether you’re looking to reinvest, restructure your finances, or simply unlock cash, our team is here to guide you every step of the way.
Let’s Talk About Your Equity Potential
Contact us today for a free consultation with a top-rated mortgage broker in Dubai and find out how much equity you can unlock from your property.
Frequently Asked Questions
Who can apply for an equity release mortgage in Dubai?
Typically, you must have a fully or partially paid-off property, a good credit profile, and the ability to service the loan repayments.
What are the risks involved in releasing equity from my property?
Like any loan, risks include rising interest rates or changes in property value. At Phillips & Walls, we ensure you fully understand your repayment obligations and help choose a plan with manageable risk.
How long does the equity release process take?
With our streamlined process and strong lender relationships, most clients can complete the equity release within 6 to 8 weeks based on the complexity & documentation.
Why should I work with Phillips & Walls for releasing home equity?
We offer transparent, customized solutions backed by expert guidance and end-to-end support.
What documents are required for an equity release mortgage?
Typically, you’ll need property title deeds, proof of income, bank statements, a valid ID (Emirates ID or passport), and any existing mortgage agreements. We assist in compiling all required paperwork.