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The UAE’s Trusted Choice for Home Loans and Mortgage Solutions
Your journey to homeownership starts here. Phillips & Walls delivers trusted, personalized mortgage solutions with expert advice at the best rates
Your Trusted Mortgage Advisors
Bringing Expertise, Integrity, and Personalised Service
With over 25 years of experience in the UK and UAE mortgage markets, Phillips & Walls Mortgage Brokers LLC is committed to providing transparent and tailored mortgage solutions. Our deep relationships with local banks and lenders ensure that we offer competitive rates and personalised advice to help you achieve your homeownership dreams. Whether you’re a first-time buyer, remortgaging, or investing in property, our dedicated team is here to support you through every step of the process.
At Phillips & Walls, we are driven to offer a fully transparent mortgage process, empowering our clients with personalised financial guidance. Committed to the principles of transparency, integrity, and trust, we go beyond just the home loan and always strive to build lasting relationships to ensure that every client steps into their new home with confidence.
Our Ethos
At Phillips & Walls, we are driven to offer a fully transparent mortgage process, empowering our clients with personalised financial guidance. Committed to the principles of transparency, integrity, and trust, we go beyond just the home loan and always strive to build lasting relationships to ensure that every client steps into their new home with confidence.
-Jo Phillips & Lucy Walls, Founders
Our Services
Specialised Mortgage Services Designed to Simplify Your Home Buying Journey
What do we do?
Guiding You Through Every Step With Expert Advice
At Phillips & Walls, we specialise in providing personalised mortgage solutions to homebuyers, investors, and those looking to remortgage. Our team of experienced mortgage advisors works closely with leading banks and lenders to offer competitive rates and ensure a smooth, stress-free process. Whether you’re purchasing a new home, releasing equity, or investing in property.
Initial Consultation
Options & Pre-Approval
Application & Documentation
Approval & Completion
Why Choose Us
Why Choose Phillips & Walls ?
We understand that navigating the mortgage landscape can be daunting to go through. That’s why we’re dedicated to simplifying and personalising the process for you. At Phillips & Walls, you’ll work directly with our team to receive industry-leading expertise from dedicated people, not automated systems, ensuring your mortgage experience is as smooth and stress-free as possible.
Expertise and Experience
Comprehensive Services
Commitment to Quality
Welcome to Phillips & Walls Mortgage Brokers LLC, a leading name among mortgage companies in Dubai, committed to delivering custom-made mortgage solutions that meet your unique financial needs. Whether buying your first home, upgrading to a new property, or investing in Dubai’s thriving real estate market, we offer expert guidance & seamless service every step of the way.
Stress-Free Mortgage Solutions Backed by Expertise
Navigating the mortgage market can be challenging. From understanding complex loan terms to comparing offers from multiple banks, the process requires time, expertise, and careful consideration. As one of the most reliable mortgage solutions company in Dubai, Phillips & Walls simplifies this journey with a client-focused approach designed to save you time and money.
Our experienced team of licensed mortgage advisors in UAE listens to your needs, analyzes your financial situation, and crafts personalized mortgage strategies that align with your goals. We act as your advocate, negotiating with banks & lenders to secure the most competitive rates and terms.
Your Trusted Partner Among Mortgage Companies
Choosing the right mortgage services in Dubai can significantly impact your financial well-being and home ownership experience. Phillips & Walls stands out by combining personalized service, expert advice, and unmatched market knowledge.
Our commitment is simple: to help you secure the right mortgage, at the right price, with complete confidence.
Our Services
We provide a full suite of mortgage solutions in Dubai, designed to support your financial goals at every stage of property ownership.
New Purchases
Looking to buy your first home or invest in a new property? Our team helps you secure the most suitable mortgage products for villas, apartments, and townhouses in Dubai, guiding you from pre-approval to final disbursement.
Re-Mortgage
Refinance your existing home loan to access better rates, reduce monthly payments, or release equity. We handle everything—from negotiating with banks to managing the paperwork—so you can benefit from financial flexibility with ease.
Buy to Let
Interested in rental property financing? We offer strategic solutions for investors seeking a buy to let mortgage in Dubai. Whether it’s a single unit or a portfolio, we structure your mortgage for maximum return on investment.
Equity Release
Unlock the value in your property with our equity release mortgage options in Dubai. Ideal for those needing capital for business, education, or lifestyle upgrades—while continuing to live in and own the property.
UK Mortgages
UK citizens living in Dubai or planning UK property investments can benefit from our dedicated UK mortgage services in Dubai. We provide tailored solutions for both relocators and investors—ensuring British-style service and compliance throughout
How it Works
Initial Consultation We start with a one-on-one consultation to know your financial situation, goals, and property preferences. We tailor our advice to your unique needs.
Options & Pre-Approval Next, we analyze your eligibility and present the best mortgage options across top UAE banks. We help you secure a pre-approval so you can house-hunt with confidence, knowing your budget is backed by real numbers.
Application & Documentation Once you’ve selected a mortgage product, our team handles all the documentation and communication with lenders. We ensure everything is submitted accurately and promptly—saving you from back-and-forth delays.
Approval & Completion We guide you through the final approval process, coordinate with the bank and developer (or seller), and support you right through to property transfer. From start to finish, we confirm a smooth, stress-free experience.
Why Clients Rely on Us
- Unmatched Expertise We understand the Dubai property market and UAE banking system inside out. Our deep relationships with top banks and lenders give you access to exclusive rates and smoother approvals.
- Licensed and Trusted Brokers As fully licensed mortgage brokers in the UAE, we uphold strict regulatory and ethical standards, giving you peace of mind throughout the process.
- Transparent, No-Hidden-Fee Approach We believe in total transparency. You’ll always know what to expect—no hidden charges, no fine print surprises.
- Support for Residents & Non-Residents Whether you’re living in Dubai or investing from abroad, we provide specialist support for UAE residents and UK nationals.
Contact Us Today for Expert Mortgage Services in Dubai
Ready to explore your mortgage options? Contact Phillips & Walls Mortgage Brokers LLC for a free consultation with one of our expert mortgage service providers in Dubai. Let us help you turn your property dreams into reality with mortgage solutions designed just for you.
Frequently Asked Questions?
Am I eligible for a mortgage in Dubai as a non-resident?
Yes, non-residents can apply for a non-resident mortgage in Dubai. Eligibility depends on your income, credit history, and the property type. We help non-residents navigate requirements and find suitable lenders.
Is there a consultation fee to speak with a mortgage advisor at Phillips & Walls?
Our initial consultation is free of charge. We believe in providing value upfront and only proceed when you’re fully informed and comfortable with your mortgage plan.
How do I know which mortgage lender is best for me?
With over 20+ lender partnerships, we compare rates, terms, and benefits to match you with the most suitable option. As a trusted mortgage advisor in UAE, we ensure your mortgage fits your lifestyle and financial plan.
Can I apply for a mortgage in Dubai with a low credit score?
Yes, but your options may be limited. We work with lenders who are open to applicants with lower credit scores and can help you improve your eligibility over time.
What makes Phillips & Walls one of the best mortgage service providers in Dubai?
We offer personalized, end-to-end mortgage solutions in Dubai backed by deep market knowledge, strong lender relationships, and an ethical, transparent process. Our client-first approach ensures you’re getting the right mortgage—not just any mortgage.
Who can apply for a mortgage through Phillips & Walls?
Residents and non-residents can apply. We offer tailored solutions based on your residency status, income source, and overall financial profile.
Why should I choose Phillips & Walls over a bank directly?
As the best mortgage provider, we offer unbiased advice and compare multiple banks on your behalf to get you the best rates and terms. You also benefit from our end-to-end service, saving you time, paperwork, and hassle.
Do you offer support after the mortgage is finalized?
Yes! We stay with you even after the keys are handed over. Whether you want to refinance, restructure, or ask questions down the line—Phillips & Walls is just a call away.
Is a credit score important when applying for a mortgage in Dubai?
Yes. Banks check your Al Etihad Credit Bureau (AECB) report. A healthy score with no defaults or late payments increases your approval chances and may result in better interest rates.
tESTIMONIALS
Real Stories from Satisfied Homeowners
At Phillips & Walls, our clients’ success is our greatest achievement. We take pride in offering tailored mortgage solutions and personalised service that exceed expectations. Hear from homeowners and investors who have trusted us to guide them through their mortgage journey, and discover why we’re the preferred choice for home financing in the UAE and UK.
Have a question?
Reach out to us for any assistance or inquiries. We’re here to support your mortgage needs with expertise and personalised solutions.
