I recently had the pleasure of working with Jo Philips, and I couldn’t be more satisfied with the experience. From start to finish, the process was incredibly seamless and stress-free from her end. She demonstrated a deep understanding of the mortgage market and patiently explained all my options. She also took the time to understand my financial situation and goals, ensuring that I was well-informed before making any decisions. What stood out the most was the excellent communication throughout the process. Jo was always available to answer my questions, no matter how small, and provided regular updates on the status of my application. This transparency and responsiveness made me feel confident and reassured at every step.