Phillips and Walls mortgage broker values your trust and is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you engage with our services. By using our services, you agree to the practices described in this Privacy Policy.

• We may collect  personal and non-personal information:
• Directly from you when you fill out forms, request services, or provide documentation
• Through third parties, such as credit reporting agencies, employers, and financial institutions, with your authorization
• Automatically when you visit our website or use online tools, via cookies and analytics

We use your information to:

• Assess your eligibility for mortgage products and services
• Process loan applications and related transactions
• Communicate with you about your application and services
• Comply with legal and regulatory requirements
• Improve our services and customer experience

We may share your information with:

• Lenders and financial institutions to process mortgage applications
• Credit bureaus to verify credit history and financial status
• Regulatory and government authorities as required by law
• Other third parties with your explicit consent

We implement appropriate physical, technical, and administrative measures to protect your personal information from unauthorized access, loss, or misuse. While we strive to secure your data, no method of transmission or storage is completely secure.

You have the right to:

• Access, correct, or update your personal information
• Request the deletion of your data, subject to legal or contractual obligations
• Opt-out of marketing communications at any time
• Limit the use of certain types of cookies through browser settings

 

We retain your personal information only for as long as necessary to fulfill the purposes outlined in this Privacy Policy or as required by law.

We may use cookies and similar technologies to enhance your online experience. You can manage your cookie preferences through your browser settings.

Our website may include links to third-party websites. We are not responsible for the privacy practices of these websites. Please review their privacy policies when you visit them.

We may update this Privacy Policy periodically to reflect changes in our practices or for other operational, legal, or regulatory reasons. We encourage you to review this page regularly for the latest information.